Credit to cash automation
Get paid sooner, with less chasing.
Credit managed as risk, collections ranked by value, payments applied by rule and disputes fixed at their cause.
- 100,000+
- collection contacts a month
- US$2.4M+
- annualized value
- DSO
- measured first
1The problem
Why cash arrives late and payments sit unapplied
Credit is negotiated as price, not managed as risk.
Sales grants longer terms or a higher limit to win the order, nobody prices the days of financing, and weak payers get the same credit as reliable ones.
Collectors call whoever comes first.
Collectors work the aging report top to bottom or call the customers they know, so a large risky balance waits while small ones get chased.
Payments wait for someone to read remittances.
Transfers land without invoice references and an analyst opens remittance emails to match them. Until then the customer looks overdue and may get a collection call.
2How it works
How Boldr AI manages credit risk and collections
- 1
Credit by risk
Limits and terms by class.
- 2
Collect by value
Amount, age, risk, promise history.
- 3
Apply by rule
Payments matched without reading.
- 4
Fix disputes at cause
And feed them back.
3What you get
What the C2C redesign delivers
Credit policy matrix
Payment terms and credit limits set for each risk class, with who can approve an exception, so sales negotiates inside a policy finance owns.
Cost of credit
The financing cost of the days you actually take to collect, by customer and segment, so a longer term gets priced like the discount it is.
Collections strategy
For each cell of amount, age and risk, the channel and cadence to use, from an agent reminder before the due date to a collector call.
Cash application rules
A five-step hierarchy for matching payments to invoices, so receipts apply by rule and analysts see only the ones no rule can place.
Dispute taxonomy
Every dispute coded by cause, with an owner and an SLA to resolve it, and each cause fed back upstream so the same dispute stops returning.
C2C block in CFO tower
DSO, promises to pay and open disputes in one view of the CFO tower, where broken promises are flagged and escalated to a collector.
Next step
Scope your first C2C sprint
Define the scope in minutes. We turn your answers into a focused Value Discovery Sprint.
Scope your sprint
in three questions.
Pick the capability. Your answers tell us where a Value Discovery Sprint would look first; a value consultant comes back with a proposed scope.
Your readout
Your answers shape the scope.
A sprint would likely look first at:
- Invoice scenarios to retire
- Exceptions by cause
- Days lost in the close
Questions
Do Boldr AI collection agents negotiate with customers?
No, Boldr AI collection agents send reminders and payment links and capture promises to pay. Negotiation and hardship cases stay with people, and a broken promise is escalated to a collector with the contact history attached.